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Bank of Maharashtra UPI PIN - Create & Reset

Bank of Maharashtra provides UPI (Unified Payments Interface) service using which you can quickly and easily access your Bank of Maharashtra accounts on your mobile and perform financial transactions. Bank of Maharashtra UPI is a very useful service so that you can perform all financial transactions directly on your mobile instead of visiting the branch or ATM.


But to perform transactions via Bank of Maharashtra UPI you have to create a secure banking PIN called as the Bank of Maharashtra UPI PIN. This PIN helps you perform all financial transactions on your mobile and keeps your account safe as without knowing your UPI PIN no one can transact from your account.


To generate Bank of Maharashtra UPI PIN you don’t have to visit the branch or ATM and can instead quickly create your Bank of Maharashtra UPI PIN online using our mobile app. After downloading our mobile app you can immediately create UPI PIN for your bank account and instantly start performing financial transactions from your Bank of Maharashtra account.


You can perform following types of transactions after creating Bank of Maharashtra UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Bank of Maharashtra UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Bank of Maharashtra account. One SMS will be sent from your phone to verify your mobile number
  3. Select Bank of Maharashtra for BHIM registration
  4. All your bank accounts will be registered and activated for Bank of Maharashtra BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Bank of Maharashtra for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Bank of Maharashtra and you can now use it to perform financial transactions on your mobile

After this your Bank of Maharashtra UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Bank of Maharashtra UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Bank of Maharashtra account

For customers who have multiple accounts with Bank of Maharashtra, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Bank of Maharashtra BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Bank of Maharashtra UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Bank of Maharashtra account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Bank of Maharashtra UPI PIN and may want to generate a new Bank of Maharashtra BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Bank of Maharashtra BHIM PIN then you can use our mobile app for instantly changing your Bank of Maharashtra UPI PIN. Your new PIN will be immediately registered in your Bank of Maharashtra account and you can use it for performing financial transactions.

UPI PIN Benefits

There are many benefits to using Bank of Maharashtra UPI PIN services such as:

Time saving: Using our mobile app you can create your own Bank of Maharashtra UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Bank of Maharashtra BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Bank of Maharashtra UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Bank of Maharashtra account.

Security of UPI PIN

100% security for Bank of Maharashtra UPI PIN service is ensured in the following ways:

  1. UPI registration for your Bank of Maharashtra accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Bank of Maharashtra BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Bank of Maharashtra UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • Bank of Maharashtra UPI services are available on all days, including Saturday and Sunday
  • Advantage of Bank of Maharashtra BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Bank of Maharashtra UPI facility even on bank holidays and public holidays
  • Bank of Maharashtra BHIM services can be availed throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Bank of Maharashtra UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Bank of Maharashtra
  • Mobile number should be registered with Bank of Maharashtra
  • ATM/Debit Card associated with your Bank of Maharashtra account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the limitations of Bank of Maharashtra Create UPI PIN service:

  • It will only work if your mobile number is registered with Bank of Maharashtra
  • It will not work without an active Bank of Maharashtra atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Bank of Maharashtra account under UPI facility

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