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Central Bank of India UPI PIN - Create & Reset

Central Bank of India UPI (Unified Payments Interface) facility is designed to help Central Bank of India customers easily and safely perform financial transactions on their mobile. Hence after registering for Central Bank of India UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Central Bank of India account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Central Bank of India account. This PIN is called as the Central Bank of India UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Central Bank of India UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your CBI UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Central Bank of India UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Central Bank of India UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Central Bank of India account. One SMS will be sent from your phone to verify your mobile number
  3. Select Central Bank of India for BHIM registration
  4. All your accounts will be registered and activated for Central Bank of India BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Central Bank of India for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Central Bank of India and you can now use it to perform financial transactions on your mobile

This completes the process for Central Bank of India UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Central Bank of India UPI PIN online

Using our mobile app, you can easily create Central Bank of India UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Central Bank of India BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your CBI accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Central Bank of India UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Central Bank of India BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Central Bank of India account remains 100% secure.

Easily recreate Central Bank of India UPI PIN if you forget your old PIN

In case you forget your old CBI UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Central Bank of India UPI PIN

If you want to change your CBI BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Central Bank of India account and you can use the new UPI PIN for performing financial transactions.

UPI PIN Benefits

There are many benefits to using Central Bank of India UPI PIN services such as:

Time saving: Using our mobile app you can create your own Central Bank of India UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Central Bank of India BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: CBI UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Central Bank of India account.

UPI PIN security

Central Bank of India UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Central Bank of India accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using CBI BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use CBI UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • As banking is extremely crucial in day to day life, Central Bank of India UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Central Bank of India BHIM is that you can use it at night as well
  • For your convenience, Central Bank of India UPI facility is available even on bank holidays and public holidays
  • Central Bank of India BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Central Bank of India UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Central Bank of India
  • Mobile number should be registered with Central Bank of India
  • ATM/Debit Card associated with your CBI account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Please keep in mind the following limitations of Central Bank of India UPI PIN creation service:

  • It will not work if your mobile number is not registered in Central Bank of India
  • You cannot use it if you don’t have a Central Bank of India atm/debit card
  • Without Android or iPhone mobile phone, it will not work
  • Without internet connection, it will not work
  • One can only transfer upto Rs. 1,00,000 per day per CBI account under UPI facility

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