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Citibank UPI PIN - Create & Reset

Citibank UPI (Unified Payments Interface) facility is designed to help Citibank customers easily and safely perform financial transactions on their mobile. Hence after registering for Citibank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.

To keep your Citibank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Citibank account. This PIN is called as the Citibank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.

Citibank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Citi UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.

Citibank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Citibank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Citibank account
  3. Select Citibank for BHIM registration
  4. All your accounts will be registered and activated for Citibank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Citibank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Citibank and you can now use it to perform financial transactions on your mobile

After this step your Citi UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN

Create Citibank UPI PIN online

UPI PIN can be created online using our mobile app. This is the biggest advantage of UPI wherein the secure banking PIN can be generated directly on your mobile without visiting the branch or ATM.

Separate UPI PIN for each Citibank account

If you have more than one account with Citi then you have to generate a separate UPI PIN for each account. This ensures that your Citibank BHIM PIN remain fully safe and secure and no one can transact on your behalf.

Mandatory for any financial transaction

The biggest safety feature of Citi UPI PIN is that it is required for each transaction. Meaning, for performing any financial transaction you have to authenticate yourself with the help of Citibank BHIM PIN. Without entering your Citibank UPI PIN no transaction can go through. This ensures your Citibank account remain 100% safe and only you perform transactions from it.

Easily regenerate UPI PIN if you forget your old PIN

If you ever forget your Citi UPI PIN then you can easily create a new UPI PIN using our app. You don’t have to register a new PIN request with Citibank. By using our mobile app you can directly create a new UPI PIN and start performing transactions again.

Easily change UPI PIN

If you ever want to change your Citi BHIM PIN for any reason, you can easily do so using our mobile app. Without going to the branch or ATM you can easily change your UPI PIN. After changing your Citibank BHIM PIN you have to use your new PIN while performing transactions.

UPI PIN Benefits

One can enjoy multiple benefits from Citibank UPI PIN service:

Time saving: As Citibank UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own Citibank BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your Citibank UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect Citibank BHIM PIN then your transactions will fail.

Multi Purpose: Citi UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Citibank account.

Security of UPI PIN

Citibank UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Citibank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Citi BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Citi UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • As banking is extremely crucial in day to day life, Citibank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Citibank BHIM is that you can use it at night as well
  • For your convenience, Citibank UPI facility is available even on bank holidays and public holidays
  • Citibank BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

To use Citibank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Citibank
  • Your mobile number should be registered with Citibank
  • You should have a atm/debit card associated with your Citi account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the restrictions in Citibank generate UPI PIN service:

  • Your mobile number must be registered with Citibank
  • It requires an active Citibank atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per Citi account are allowed under UPI facility

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