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Cosmos Bank UPI PIN - Create & Reset

Cosmos Bank UPI (Unified Payments Interface) facility is designed to help Cosmos Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Cosmos Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.

To keep your Cosmos Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Cosmos Bank account. This PIN is called as the Cosmos Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.

Cosmos Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Cosmos UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.

Cosmos Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Cosmos Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Cosmos Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Cosmos Bank for BHIM registration
  4. All your bank accounts will be registered and activated for Cosmos Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Cosmos Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Cosmos Bank and you can now use it to perform financial transactions on your mobile

After this your Cosmos UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN

Create Cosmos Bank UPI PIN online

Using our mobile app, you can easily create Cosmos Bank UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Cosmos Bank BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your Cosmos accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Cosmos Bank UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Cosmos Bank BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Cosmos Bank account remains 100% secure.

Easily recreate Cosmos Bank UPI PIN if you forget your old PIN

In case you forget your old Cosmos UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Cosmos Bank UPI PIN

If you want to change your Cosmos BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Cosmos Bank account and you can use the new UPI PIN for performing financial transactions.

UPI PIN Benefits

There are many benefits to using Cosmos Bank UPI PIN services such as:

Time saving: Using our mobile app you can create your own Cosmos Bank UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Cosmos Bank BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Cosmos UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Cosmos Bank account.

Security of UPI PIN

100% security for Cosmos Bank UPI PIN service is ensured in the following ways:

  1. UPI registration for your Cosmos Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Cosmos BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Cosmos Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Cosmos Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Cosmos Bank BHIM is that you can use it at night as well
  • For your convenience, Cosmos Bank UPI facility is available even on bank holidays and public holidays
  • Cosmos Bank BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Cosmos Bank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Cosmos Bank
  • Mobile number should be registered with Cosmos Bank
  • ATM/Debit Card associated with your Cosmos account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the limitations of Cosmos Bank Create UPI PIN service:

  • It will only work if your mobile number is registered with Cosmos Bank
  • It will not work without an active Cosmos Bank atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Cosmos account under UPI facility

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