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Dhanlaxmi Bank UPI PIN - Create & Reset

Dhanlaxmi Bank UPI (Unified Payments Interface) facility is designed to help Dhanlaxmi Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Dhanlaxmi Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Dhanlaxmi Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Dhanlaxmi Bank account. This PIN is called as the Dhanlaxmi Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Dhanlaxmi Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Dhanlaxmi UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Dhanlaxmi Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Dhanlaxmi Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Dhanlaxmi Bank account
  3. Select Dhanlaxmi Bank for BHIM registration
  4. All your accounts will be registered and activated for Dhanlaxmi Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Dhanlaxmi Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Dhanlaxmi Bank and you can now use it to perform financial transactions on your mobile

After this step your Dhanlaxmi UPI registration process is over. You can then immediately start performing all your banking transactions on mobile such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN


Create Dhanlaxmi Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Dhanlaxmi Bank account

For customers who have multiple accounts with Dhanlaxmi, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Dhanlaxmi Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Dhanlaxmi UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Dhanlaxmi Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Dhanlaxmi UPI PIN and may want to generate a new Dhanlaxmi Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Dhanlaxmi Bank BHIM PIN then you can use our mobile app for instantly changing your Dhanlaxmi UPI PIN. Your new PIN will be immediately registered in your Dhanlaxmi Bank account and you can use it for performing financial transactions.

UPI PIN Benefits

One can enjoy multiple benefits from Dhanlaxmi Bank UPI PIN service:

Time saving: As Dhanlaxmi Bank UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own Dhanlaxmi Bank BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your Dhanlaxmi Bank UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect Dhanlaxmi Bank BHIM PIN then your transactions will fail.

Multi Purpose: Dhanlaxmi UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Dhanlaxmi Bank account.

UPI PIN security

Dhanlaxmi Bank UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Dhanlaxmi Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Dhanlaxmi BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Dhanlaxmi UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • Dhanlaxmi Bank UPI services are available on all days, including Saturday and Sunday
  • Advantage of Dhanlaxmi Bank BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use Dhanlaxmi Bank UPI facility even on bank holidays and public holidays
  • Dhanlaxmi Bank BHIM services can be availed throughout the year

UPI PIN Generation Service Eligibility

To use Dhanlaxmi Bank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Dhanlaxmi Bank
  • Your mobile number should be registered with Dhanlaxmi Bank
  • You should have a atm/debit card associated with your Dhanlaxmi account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the restrictions in Dhanlaxmi Bank generate UPI PIN service:

  • Your mobile number must be registered with Dhanlaxmi Bank
  • It requires an active Dhanlaxmi Bank atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per Dhanlaxmi account are allowed under UPI facility

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