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Federal Bank UPI PIN - Create & Reset

Federal Bank UPI (Unified Payments Interface) facility provides an easy and quick way to access your Federal Bank account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create Federal Bank UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your Federal Bank account.

Federal Bank UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your Federal UPI PIN and start performing transactions from your bank account.

After generating your Federal Bank UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Federal Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Federal Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Federal Bank for BHIM registration
  4. All your bank accounts will be registered and activated for Federal Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Federal Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Federal Bank and you can now use it to perform financial transactions on your mobile

After this your Federal UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create Federal Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Federal Bank account

For customers who have multiple accounts with Federal, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Federal Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Federal UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Federal Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Federal UPI PIN and may want to generate a new Federal Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Federal Bank BHIM PIN then you can use our mobile app for instantly changing your Federal UPI PIN. Your new PIN will be immediately registered in your Federal Bank account and you can use it for performing financial transactions.

Benefits of UPI PIN

One can enjoy multiple benefits from Federal Bank UPI PIN service:

Time saving: As Federal Bank UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own Federal Bank BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your Federal Bank UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect Federal Bank BHIM PIN then your transactions will fail.

Multi Purpose: Federal UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Federal Bank account.

Security of UPI PIN

100% security for Federal Bank UPI PIN service is ensured in the following ways:

  1. UPI registration for your Federal Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Federal BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your Federal Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • You can use Federal Bank UPI services on all days, including Saturday and Sunday
  • Federal Bank BHIM can be used at night as well
  • As banking is very crucial, you can use Federal Bank UPI facility even on bank holidays and public holidays
  • You can use Federal Bank BHIM services throughout the year

Eligibility for using UPI PIN Creation Service

For using Federal Bank create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with Federal Bank
  • Your mobile number must be registered with Federal Bank
  • You must have a debit associated with your Federal account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the restrictions in Federal Bank generate UPI PIN service:

  • Your mobile number must be registered with Federal Bank
  • It requires an active Federal Bank atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per Federal account are allowed under UPI facility

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