IDBI UPI PIN - Create & Reset

IDBI UPI (Unified Payments Interface) facility is designed to help IDBI customers easily and safely perform financial transactions on their mobile. Hence after registering for IDBI UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.

To keep your IDBI account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your IDBI account. This PIN is called as the IDBI UPI PIN and it helps you easily and safely perform financial transactions from your bank account.

IDBI UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your IDBI Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.

IDBI UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your IDBI UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your IDBI account. One SMS will be sent from your phone to verify your mobile number
  3. Select IDBI for BHIM registration
  4. All your accounts will be registered and activated for IDBI BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from IDBI for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with IDBI and you can now use it to perform financial transactions on your mobile

This completes the process for IDBI UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create IDBI UPI PIN online

Using our mobile app, you can easily create IDBI UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own IDBI BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your IDBI Bank accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of IDBI UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without IDBI BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your IDBI account remains 100% secure.

Easily recreate IDBI UPI PIN if you forget your old PIN

In case you forget your old IDBI Bank UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change IDBI UPI PIN

If you want to change your IDBI Bank BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your IDBI account and you can use the new UPI PIN for performing financial transactions.

Benefits of UPI PIN

One can enjoy multiple benefits from IDBI UPI PIN service:

Time saving: As IDBI UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own IDBI BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your IDBI UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect IDBI BHIM PIN then your transactions will fail.

Multi Purpose: IDBI Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your IDBI account.

UPI PIN security

IDBI UPI PIN service is fully secured in following ways:

  1. UPI registration for your IDBI accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use IDBI Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your IDBI UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • You can use IDBI UPI services on all days, including Saturday and Sunday
  • IDBI BHIM can be used at night as well
  • As banking is very crucial, you can use IDBI UPI facility even on bank holidays and public holidays
  • You can use IDBI BHIM services throughout the year

UPI PIN Generation Service Eligibility

To use IDBI UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with IDBI
  • Your mobile number should be registered with IDBI
  • You should have a atm/debit card associated with your IDBI Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the limitations of IDBI Create UPI PIN service:

  • It will only work if your mobile number is registered with IDBI
  • It will not work without an active IDBI atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per IDBI Bank account under UPI facility

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