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IOB Balance Check - How to use online IOB balance enquiry service

IOB offers online balance enquiry service to its customers so that they can perform balance check operation directly on their mobile phones. Balance enquiry service registration can be done online and after that you can check IOB account balance directly on your mobile phone.


Instead of going to the branch or ATM, you can directly download our app and perform IOB balance enquiry on your mobile phone. You don’t have to fill any mobile banking registration form and can immediately check your Indian Overseas Bank balance online.


You can use our app for IOB balance enquiry:
  1. Balance enquiry service registration can be done online
  2. IOB balance check whenever you want
  3. Free of cost balance enquiry
  4. No need to send SMS for checking balance
  5. No need to call on toll-free number
  6. No need to give any miss call
  7. You can do online balance enquiry throughout the day, including night
  8. IOB balance check works on weekends as well (Saturday and Sunday)
  9. Even on public holidays and bank holidays you can check the balance of your account

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How to register and activate IOB balance check service:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your IOB account
  3. Select IOB for bank account registration
  4. All your IOB accounts will be registered and activated for mobile banking
  5. Enter your debit card number and generate secure banking PIN
  6. Select Balance Check option
  7. Enter your banking PIN
  8. Your Indian Overseas Bank account balance will be displayed on the screen

As soon as you perform all these steps you can do Indian Overseas Bank balance check anywhere anytime.

Features of IOB Balance Check service


Balance check online registration

Using our app, you can register for IOB balance enquiry service online. You don’t have to fill any form and submit it to the branch or ATM. After downloading our app, you’ll be able to add your bank accounts and register for online balance check service.

Online balance enquiry

Using balance enquiry service, you can check your bank account balance online. This helps you check IOB balance online without going to the branch or ATM.

24x7 service

This is an online service which works 24x7 and can be used during the day and at night both. You can even use IOB balance check service on weekends, including Saturday and Sunday. In fact even on public holidays and bank holidays online Indian Overseas Bank balance check service works.

No charges

There are absolutely no charges for online IOB balance enquiry service and you’ll not be charged anything for using this service. It is offered by IOB for free to benefit customers.

Unlimited times

You can use online balance check service unlimited times. Whenever required, you can perform online balance enquiry.

Online Balance Enquiry Service Benefits

Online IOB balance check service provides many benefits such as:

Time saving: It takes a lot of time going to the branch or ATM to just check available balance in your account. But by using online IOB balance check service, you can check the available balance on your phone and save a lot of time.

Cost saving: When you visit an ATM to check your available balance, IOB levies charges. But the online Indian Overseas Bank balance check service is absolutely free of cost and there are no charges for the same.

Security: IOB mobile banking transactions performed on mobile are 100% safe and secure as your accounts are added only in your mobile and due to the use of secure banking PIN

Balance Check Service Security

IOB balance check service is fully secured in following ways:

  1. Your accounts are linked to your mobile number and can be added only in your phone
  2. You need to use your debit card to create your banking PIN
  3. To perform mobile banking transactions you have to use your banking PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Timing of Balance Enquiry Service

  • IOB balance check service works on all days, including Saturday and Sunday
  • The service works at night as well
  • It also works on bank holidays and public holidays
  • You can use the bank’s balance enquiry service throughout the year

Online Balance Check Service Eligibility

If you would like to use IOB balance check service you have to meet the following requirements:

  • You must have a savings or current account with IOB
  • Your mobile number must be registered with IOB
  • You must have Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Online Balance Check Service Limitations

Following are the limitations of online balance check service:

  • It will only work if your mobile number is registered with IOB
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection

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