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IOB UPI PIN Change

As a IOB customer you can avail of IOB UPI (Unified Payments Interface) services which helps you perform all financial transactions on your mobile instead of visiting the branches and ATMs. This helps you save a lot of time as all transactions can be directly performed on your mobile.


But as per IOB UPI regulations, you have to create your own IOB UPI PIN first before initiating any transaction. After creating your own UPI PIN due to some reason you want to change your PIN then you can easily do so using our mobile app. On our app you can quickly change your existing Indian Overseas Bank UPI PIN and create a new one.


All you have to do is download our app, link your IOB accounts and then choose Change UPI PIN. After verifying your existing PIN you can enter new UPI PIN that you want to set and your Indian Overseas Bank UPI PIN will be changed and updated with your bank.


You can perform following types of transactions after changing UPI PIN:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to change your IOB UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your IOB account
  3. Select IOB for BHIM registration
  4. All your IOB accounts will be registered and activated for BHIM services
  5. Select Change Indian Overseas Bank UPI PIN option
  6. Enter your current UPI PIN
  7. Enter new UPI PIN you want to set
  8. Confirm UPI PIN again
  9. Your new UPI PIN will be registered with IOB and you can now use your new UPI PIN to perform financial transactions on your mobile

Using this simple online process you have changed your UPI PIN and can immediately start using your new Indian Overseas Bank BHIM PIN to perform banking transactions like account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

Features of UPI PIN Change Service


Change IOB UPI PIN online

Using the online facility provided by IOB, you can easily change IOB UPI PIN from the comfort of your home and without visiting the branch or ATM. Due to some reason if you want to change your PIN then using our mobile app you can easily change your UPI PIN.

24x7 service

As Indian Overseas Bank UPI PIN is very important for performing transactions, you can use change UPI PIN service 24x7, whenever required. This ensures that whenever you need, you can easily change your PIN on your mobile.

Mandatory for each transaction

IOB has made it mandatory to use UPI PIN during each transaction to safeguard your IOB account. This ensures that you enter your IOB UPI PIN during each transaction and your transaction will be successful only if you provide the correct PIN. Due to this policy, no one else can transact from your account, making your IOB account 100% safe and secure.

Reset UPI PIN

In case you ever forget your Indian Overseas Bank UPI PIN then you don’t have to worry as it is very easy to reset it and create a new PIN. Using our mobile app you can easily reset it and create a new one UPI PIN that you want. After this you have to use this new PIN while performing financial transactions.

Benefits of Online Change UPI PIN Service

One can enjoy multiple benefits from IOB UPI PIN Change service:

Time saving: You can save a lot of time by using online change IOB UPI PIN facility as the entire process of changing IOB BHIM PIN is completely online and can be performed 24x7. You don’t have to visit the branch or ATM for changing your UPI PIN.

Security: All IOB UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct PIN.

Multi Purpose: By using Indian Overseas Bank UPI facility you can perform a number of transactions like account balance check, fund transfer, recharge, bill payment, etc. This helps you perform all banking transactions in one single place, thereby helping you easily manage your IOB account.

Security of Change UPI PIN Service

100% security for IOB UPI PIN Change service is ensured in the following ways:

  1. UPI registration for your IOB accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Indian Overseas Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of financial transactions you have to use your IOB UPI PIN. Transaction will not be successful until you use your correct PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of Change UPI PIN Service

  • IOB UPI services are available on all days, including Saturday and Sunday
  • Advantage of IOB BHIM is that it can be used at night as well
  • As banking is extremely important in day to day life, you can use the UPI facility even on bank holidays and public holidays
  • The BHIM services can be availed throughout the year

Change UPI PIN Service Eligibility

In order to use IOB UPI PIN Change service you must meet the following requirements:

  • A savings or current account with IOB
  • Mobile number should be registered with Indian Overseas Bank
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Change UPI PIN Service Limitations

Following are the limitations of IOB Change UPI PIN service:

  • It will only work if your mobile number is registered with IOB
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per Indian Overseas Bank account under UPI facility

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