IOB UPI PIN - Create & Reset

IOB UPI (Unified Payments Interface) facility provides an easy and quick way to access your IOB account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create IOB UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your IOB account.

IOB UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your Indian Overseas Bank UPI PIN and start performing transactions from your bank account.

After generating your IOB UPI PIN you can perform following types of transactions:

1. Check account balance
2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
3. Credit card bill payment
4. Electricity bill payment
5. Gas bill payment
6. Mobile recharge & mobile post-paid bill payment
7. DTH recharge
8. Mediclaim (Health Insurance) premium payment
9. Buy insurance
10. Donate money
11. Book fixed deposit

UPI PIN Features

Create IOB UPI PIN online

Using our mobile app, you can easily create IOB UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own IOB BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your Indian Overseas Bank accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of IOB UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without IOB BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your IOB account remains 100% secure.

Easily recreate IOB UPI PIN if you forget your old PIN

In case you forget your old Indian Overseas Bank UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change IOB UPI PIN

If you want to change your Indian Overseas Bank BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your IOB account and you can use the new UPI PIN for performing financial transactions.

UPI PIN security

IOB UPI PIN service is fully secured in the following ways:

1. UPI registration for your IOB accounts can only be done on your mobile due to linking of your mobile number with your bank account
2. For using Indian Overseas Bank BHIM services, you have to create a new UPI PIN using your debit card
3. For performing any type of transaction you have to then use Indian Overseas Bank UPI PIN. No transaction will go through without this secure UPI PIN
4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Generation Service Eligibility

To use IOB UPI PIN creation service you have to meet the following requirements:

• You should have a savings or current account with IOB
• Your mobile number should be registered with IOB
• You should have a atm/debit card associated with your Indian Overseas Bank account
• You should have Android or iPhone mobile phone
• You should have an internet connection either via SIM card or WiFi