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Kotak Credit Card Payment

Kotak credit card bill payment facility can be used by all customers who hold Kotak credit card and want to pay their monthly credit card bill. Using the online Kotak credit card payment service you can pay your bill instantly from your bank account.


Major advantage of online Kotak credit card payment facility is that you don’t have to write a cheque and drop it in a drop box of the branch or ATM. By downloading our app on your mobile, you can pay your bill immediately. Another advantage of using the online Kotak credit card bill payment service is that you can pay your credit card bill from any bank account.


No matter which bank you have your savings or current account with, you can pay your credit card bill from your bank account. For Kotak Mahindra Bank credit card payment we support over 150 banks in India so you can pay your bill from any bank account in India.


After paying your credit card bill you will receive an SMS and email confirmation from Kotak .


Following are the features of online credit card payment service:
  1. Instant online payment of Kotak Mahindra Bank credit card bill
  2. Pay bill from any bank account in India. We support more than 150 banks in India
  3. All Kotak credit card types including Classic, Platinum, Signature, etc. supported for bill payment
  4. All card schemes including Visa, MasterCard, American Express, Diners Club and RuPay supported for bill payment
  5. Immediate payment confirmation
  6. You can pay Kotak credit card bill of upto Rs. 1,00,000 at a time. If your bill amount is more then you can initiate multiple payment transactions
  7. Online bill payment can be done 24x7, 365 days a year
  8. You can even pay Kotak credit card bill on all Saturdays, Sundays and even bank & public holidays
  9. Instantly receive SMS from Kotak Mahindra Bank once bill payment is done

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How to pay Kotak credit card bill online:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your bank account
  3. Select banks where you hold savings or current account
  4. All your bank accounts will be registered
  5. Generate a secure banking PIN for your bank account
  6. Select Credit Card bill payment
  7. Select Kotak as Credit Card bank
  8. Enter your credit card number
  9. Enter credit card bill amount
  10. Choose bank account from where you would like to pay
  11. Enter your banking PIN
  12. Money will be debited from your bank account and your Kotak Mahindra Bank credit card bill will be paid immediately
  13. You’ll get SMS from Kotak about your credit card payment

Online Kotak credit card payment service offered by the bank can be used to easily pay your monthly credit card bill from your bank account.

Features of Kotak Credit Card Payment service


Online payment of credit card bill

Kotak offers an online credit card bill payment facility using which you can pay your monthly credit card bills immediately from your mobile. This service allows you to save time as you don’t have to write a cheque and submit it in the branch or ATM. You can use our app and pay your Kotak credit card bill online.

Instant payment confirmation

Typically if you pay your Kotak credit card bill by cheque, it will take upto 3 days for your bill to get settled. But if you use the online Kotak Mahindra Bank credit card payment service then you can immediately make a payment towards your monthly bill directly from your bank account.

Pay bill from your bank account

For paying your bill online, you don’t have to have an account with Kotak. You can pay your credit card bill from any bank account. For Kotak credit card payment, we support more than 150 banks whose account you can use to settle your bill.

All card types and card schemes supported

Online bill payment service is available for all Kotak card types including Classic, Platinum, Signature, etc. We also support all card schemes such as Visa, MasterCard, American Express, Diners Club and RuPay for credit bill payment.

High transaction limit

Using our app, you can pay Kotak Mahindra Bank credit card bill up to Rs. 1,00,000 per transaction. If your bill amount is higher then you can make multiple transactions.

24x7 service

You can use online Kotak credit card payment service 24x7 throughout the year and make a payment towards your bill whenever you want.

Benefits of Kotak Credit Card Bill Payment Service

There are many benefits to using online Kotak credit card bill payment service such as:

Time saving: Using online Kotak credit card payment service you can immediately make your credit card bill payment, without writing a cheque and submitting it in the branch or ATM. This helps you save a lot of time.

Easy access: Kotak Mahindra Bank credit card payment facility is completely online and can be used 24x7, throughout the year.

Security: It is a 100% safe and secure service and all payments are made only from your bank accounts.

Multi Purpose: In addition to making Kotak credit card payments, you can also transfer funds to your friends or family, recharge your mobile / DTH, pay electricity / gas bill, buy insurance, book fixed deposit, buy mutual fund, etc.

Online Credit Card Payment Security

Kotak credit card bill payment service is fully secured in following ways:

  1. Your bank accounts are linked to your mobile number and can be added only in your phone
  2. You need to use your bank debit card to create your banking PIN
  3. To pay your Kotak credit card bill you have to use your banking PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

Credit Card Payment Service Timing

  • Kotak online credit card bill payment service works on all days, including Saturday and Sunday
  • The service works at night as well
  • It also works on bank holidays and public holidays
  • You can use the bank’s online credit card payment service throughout the year

Eligibility for online Credit Card Bill Payment service

In order to use Kotak credit card bill payment service you must meet the following requirements:

  • A savings or current account with Kotak
  • Mobile number should be registered with Kotak
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Online Balance Check Service Limitations

Please keep in mind the following limitations of online credit card bill payment:

  • This service will only work if your mobile number is registered in your bank account
  • It requires an Android or iPhone mobile phone
  • It requires an active internet connection

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