PMC Logo

PMC UPI PIN - Create & Reset

PMC UPI (Unified Payments Interface) facility is designed to help PMC customers easily and safely perform financial transactions on their mobile. Hence after registering for PMC UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your PMC account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your PMC account. This PIN is called as the PMC UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


PMC UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Punjab and Maharashtra Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


PMC UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

Download App For


How to create your PMC UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your PMC account. One SMS will be sent from your phone to verify your mobile number
  3. Select PMC for BHIM registration
  4. All your accounts will be registered and activated for PMC BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from PMC for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with PMC and you can now use it to perform financial transactions on your mobile

This completes the process for PMC UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create PMC UPI PIN online

Using our mobile app, you can easily create PMC UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own PMC BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your Punjab and Maharashtra Bank accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of PMC UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without PMC BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your PMC account remains 100% secure.

Easily recreate PMC UPI PIN if you forget your old PIN

In case you forget your old Punjab and Maharashtra Bank UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change PMC UPI PIN

If you want to change your Punjab and Maharashtra Bank BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your PMC account and you can use the new UPI PIN for performing financial transactions.

UPI PIN Benefits

One can enjoy multiple benefits from PMC UPI PIN service:

Time saving: As PMC UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own PMC BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your PMC UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect PMC BHIM PIN then your transactions will fail.

Multi Purpose: Punjab and Maharashtra Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your PMC account.

UPI PIN security

100% security for PMC UPI PIN service is ensured in the following ways:

  1. UPI registration for your PMC accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. Before using Punjab and Maharashtra Bank BHIM services, you must create a new secure UPI PIN using your debit card
  3. While performing transactions on your mobile you have to use your PMC UPI PIN. No transaction will go through without this secure UPI PIN
  4. App password can be created so that no one can even open the app without knowing your app password
  5. PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of UPI PIN Generation Service

  • You can use PMC UPI services on all days, including Saturday and Sunday
  • PMC BHIM can be used at night as well
  • As banking is very crucial, you can use PMC UPI facility even on bank holidays and public holidays
  • You can use PMC BHIM services throughout the year

Eligibility for using UPI PIN Creation Service

For using PMC create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with PMC
  • Your mobile number must be registered with PMC
  • You must have a debit associated with your Punjab and Maharashtra Bank account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the restrictions in PMC generate UPI PIN service:

  • Your mobile number must be registered with PMC
  • It requires an active PMC atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per Punjab and Maharashtra Bank account are allowed under UPI facility

Download App For