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Samruddhi Co-operative Bank UPI PIN - Create & Reset

Samruddhi Co-operative Bank UPI (Unified Payments Interface) facility is designed to help Samruddhi Co-operative Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Samruddhi Co-operative Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Samruddhi Co-operative Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Samruddhi Co-operative Bank account. This PIN is called as the Samruddhi Co-operative Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Samruddhi Co-operative Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your Samruddhi Bank UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Samruddhi Co-operative Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create and reset your Samruddhi Co-operative Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Samruddhi Co-operative Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Samruddhi Co-operative Bank for BHIM registration
  4. All your bank accounts will be registered and activated for Samruddhi Co-operative Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Samruddhi Co-operative Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Samruddhi Co-operative Bank and you can now use it to perform financial transactions on your mobile

After this your Samruddhi Bank UPI registration process is complete and you can start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Samruddhi Co-operative Bank UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each Samruddhi Co-operative Bank account

For customers who have multiple accounts with Samruddhi Bank, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your Samruddhi Co-operative Bank BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of Samruddhi Bank UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your Samruddhi Co-operative Bank account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your Samruddhi Bank UPI PIN and may want to generate a new Samruddhi Co-operative Bank BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your Samruddhi Co-operative Bank BHIM PIN then you can use our mobile app for instantly changing your Samruddhi Bank UPI PIN. Your new PIN will be immediately registered in your Samruddhi Co-operative Bank account and you can use it for performing financial transactions.

UPI PIN Benefits

There are many benefits to using Samruddhi Co-operative Bank UPI PIN services such as:

Time saving: Using our mobile app you can create your own Samruddhi Co-operative Bank UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Samruddhi Co-operative Bank BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: Samruddhi Bank UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Samruddhi Co-operative Bank account.

Security of UPI PIN

Samruddhi Co-operative Bank UPI PIN service is fully secured in the following ways:

  1. UPI registration for your Samruddhi Co-operative Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using Samruddhi Bank BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use Samruddhi Bank UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Samruddhi Co-operative Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Samruddhi Co-operative Bank BHIM is that you can use it at night as well
  • For your convenience, Samruddhi Co-operative Bank UPI facility is available even on bank holidays and public holidays
  • Samruddhi Co-operative Bank BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

To use Samruddhi Co-operative Bank UPI PIN creation service you have to meet the following requirements:

  • You should have a savings or current account with Samruddhi Co-operative Bank
  • Your mobile number should be registered with Samruddhi Co-operative Bank
  • You should have a atm/debit card associated with your Samruddhi Bank account
  • You should have Android or iPhone mobile phone
  • You should have an internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the restrictions in Samruddhi Co-operative Bank generate UPI PIN service:

  • Your mobile number must be registered with Samruddhi Co-operative Bank
  • It requires an active Samruddhi Co-operative Bank atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per Samruddhi Bank account are allowed under UPI facility

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