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SBI UPI PIN - Create & Reset

SBI UPI (Unified Payments Interface) facility provides an easy and quick way to access your SBI account on your mobile and perform transactions from it. But in order to perform any financial transaction you need to create SBI UPI PIN for your account. This is a secure PIN which helps you safely perform transactions from your SBI account.

SBI UPI PIN can be created online and you don’t have to visit the branch or ATM for generating it. To create UPI PIN all you need is a debit or ATM card which is linked to your bank account. You can download our mobile app and then quickly create your State Bank of India UPI PIN and start performing transactions from your bank account.

After generating your SBI UPI PIN you can perform following types of transactions:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Credit card bill payment
  4. Electricity bill payment
  5. Gas bill payment
  6. Mobile recharge & mobile post-paid bill payment
  7. DTH recharge
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your SBI UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your SBI account. One SMS will be sent from your phone to verify your mobile number
  3. Select SBI for BHIM registration
  4. All your accounts will be registered and activated for SBI BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from SBI for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with SBI and you can now use it to perform financial transactions on your mobile

This completes the process for SBI UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features

Create SBI UPI PIN online

Without visiting the branch or ATM, you can create your own UPI PIN using our mobile app. This feature enables you to create your own PIN on your own mobile, making it completely flexible and secure.

Separate UPI PIN for each SBI account

For customers who have multiple accounts with State Bank of India, they have to create separate UPI PIN for each account. As each account will have a separate PIN, you can be 100% assured about the safety of your account and can easily perform financial transactions using your SBI BHIM PIN.

Mandatory for any financial transaction

Most important safety feature of State Bank of India UPI is the use of UPI PIN during each transaction. This ensures that you have to use your secret banking PIN during each transaction and your transactions will go through only if you enter correct UPI PIN for every transaction. This ensures that your SBI account remains 100% safe and secure and no unauthorized personnel can transact on your behalf.

Easily recreate UPI PIN if you forget your old PIN

Sometimes you may forget your State Bank of India UPI PIN and may want to generate a new SBI BHIM PIN. For such cases, you can easily create a new UPI PIN using our app. You don’t have to visit the branch or ATM and can instead create a new UPI PIN directly on your mobile.

Easily change UPI PIN

Due to some reason if you want to change your SBI BHIM PIN then you can use our mobile app for instantly changing your State Bank of India UPI PIN. Your new PIN will be immediately registered in your SBI account and you can use it for performing financial transactions.

UPI PIN Benefits

One can enjoy multiple benefits from SBI UPI PIN service:

Time saving: As SBI UPI PIN can be generated on your mobile using our app, you can save a lot of time which otherwise would have gone in visiting the branch or ATM to generate a banking PIN. After creating your own SBI BHIM PIN you can immediately start performing transactions using UPI.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your SBI UPI PIN. Transactions are processed as success only if you enter your correct UPI PIN. If you enter incorrect SBI BHIM PIN then your transactions will fail.

Multi Purpose: State Bank of India UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your SBI account.

UPI PIN security

SBI UPI PIN service is fully secured in the following ways:

  1. UPI registration for your SBI accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. For using State Bank of India BHIM services, you have to create a new UPI PIN using your debit card
  3. For performing any type of transaction you have to then use State Bank of India UPI PIN. No transaction will go through without this secure UPI PIN
  4. For additional security, you can also set up app password so that no one can even open the app without knowing your app password
  5. For enhanced safety, you can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, SBI UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of SBI BHIM is that you can use it at night as well
  • For your convenience, SBI UPI facility is available even on bank holidays and public holidays
  • SBI BHIM services are available throughout the year

UPI PIN Generation Service Eligibility

For using SBI create UPI PIN service you have to meet the following requirements

  • You must have a savings or current account with SBI
  • Your mobile number must be registered with SBI
  • You must have a debit associated with your State Bank of India account
  • You must have either Android or iPhone mobile phone
  • You must have an internet connection either via SIM card or WiFi

Limitations of UPI PIN Generate Service

Following are the limitations of SBI Create UPI PIN service:

  • It will only work if your mobile number is registered with SBI
  • It will not work without an active SBI atm/debit card
  • It will not work without Android or iPhone mobile phone
  • It will not work without internet connection
  • You can only transfer upto Rs. 1,00,000 per day per State Bank of India account under UPI facility

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