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Surat People Co-operative Bank UPI PIN - Create & Reset

Surat People Co-operative Bank UPI (Unified Payments Interface) facility is designed to help Surat People Co-operative Bank customers easily and safely perform financial transactions on their mobile. Hence after registering for Surat People Co-operative Bank UPI you don’t have to visit the branch or ATM to perform banking transactions and can instead use your mobile and perform all types of financial transactions.


To keep your Surat People Co-operative Bank account safe and secure while performing financial transactions on your mobile, you have to create a secure banking PIN for your Surat People Co-operative Bank account. This PIN is called as the Surat People Co-operative Bank UPI PIN and it helps you easily and safely perform financial transactions from your bank account.


Surat People Co-operative Bank UPI PIN can be created online using our mobile app and you don’t have to visit the branch or ATM for generating your SPCBL UPI PIN. After downloading our app, you can instantly create your UPI PIN and then immediately start performing banking transactions.


Surat People Co-operative Bank UPI PIN allows you to perform below mentioned financial transactions on your mobile:
  1. Check account balance
  2. Instant fund transfer to anyone in India in real-time. Transfer upto Rs. 1,00,000 per day
  3. Mobile recharge & mobile post-paid bill payment
  4. DTH recharge
  5. Electricity bill payment
  6. Gas bill payment
  7. Credit card bill payment
  8. Mediclaim (Health Insurance) premium payment
  9. Buy insurance
  10. Donate money
  11. Book fixed deposit

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How to create your Surat People Co-operative Bank UPI PIN:

  1. Download Cointab app for Android or iPhone
  2. Install app using mobile number which is registered in your Surat People Co-operative Bank account. One SMS will be sent from your phone to verify your mobile number
  3. Select Surat People Co-operative Bank for BHIM registration
  4. All your accounts will be registered and activated for Surat People Co-operative Bank BHIM services
  5. Select Generate UPI PIN option
  6. Enter your debit card last 6 digits and expiry date
  7. You will get OTP from Surat People Co-operative Bank for creating your UPI PIN
  8. Enter UPI PIN you want to set
  9. Confirm UPI PIN again
  10. Your UPI PIN will be registered with Surat People Co-operative Bank and you can now use it to perform financial transactions on your mobile

This completes the process for Surat People Co-operative Bank UPI registration and you can immediately start performing BHIM UPI transactions such as account balance check, transfer money to anyone in India, payments, recharge, bill payment, etc.

UPI PIN Features


Create Surat People Co-operative Bank UPI PIN online

Using our mobile app, you can easily create Surat People Co-operative Bank UPI PIN for your bank account. You don’t have to visit the branch or ATM and can instead create your own Surat People Co-operative Bank BHIM PIN online.

Separate UPI PIN for each bank account

For the safety of your SPCBL accounts you have to create separate UPI PIN for each account. This ensures that all your bank accounts remain safe and secure and no authorized personnel can perform transactions on your behalf.

Mandatory for any financial transaction

The most important safety aspect of UPI is the use of Surat People Co-operative Bank UPI PIN for each transaction. As per UPI guidelines, you cannot perform any transaction without Surat People Co-operative Bank BHIM PIN. Hence without knowing your UPI PIN no one can transact from your account. So please do not share your UPI PIN with anyone, this will ensure your Surat People Co-operative Bank account remains 100% secure.

Easily recreate Surat People Co-operative Bank UPI PIN if you forget your old PIN

In case you forget your old SPCBL UPI PIN then you can again use our mobile app to generate a new UPI PIN. This also can be done completely online and you don’t have to visit the branch or ATM.

Easily change Surat People Co-operative Bank UPI PIN

If you want to change your SPCBL BHIM PIN for any reason then you can easily do so using our app. All you have to do is enter your existing UPI PIN and then enter the new PIN that you want to set. Your new PIN will be immediately registered in your Surat People Co-operative Bank account and you can use the new UPI PIN for performing financial transactions.

Benefits of UPI PIN

There are many benefits to using Surat People Co-operative Bank UPI PIN services such as:

Time saving: Using our mobile app you can create your own Surat People Co-operative Bank UPI PIN online directly on your mobile. This helps you save a lot of time as you don’t have to visit the branch or ATM to generate your Surat People Co-operative Bank BHIM PIN.

Security: All UPI transactions are 100% secure due to linking of your account on your mobile number and your UPI PIN. Transactions will be successful only if you enter your correct UPI PIN.

Multi Purpose: SPCBL UPI allows you to perform multiple transactions such as balance check, fund transfer, recharge, bill payment, etc. so that in one single place you can manage your Surat People Co-operative Bank account.

Security of UPI PIN

Surat People Co-operative Bank UPI PIN service is fully secured in following ways:

  1. UPI registration for your Surat People Co-operative Bank accounts can only be done on your mobile due to linking of your mobile number with your bank account
  2. To use SPCBL BHIM services, you have to create a new UPI PIN using your debit card
  3. To perform financial transaction you have to use your Surat People Co-operative Bank UPI PIN. Without this PIN, no transaction will go through
  4. You can also set up app password so that no one can even open the app without knowing your app password
  5. You can also create a PIN or pattern lock for your phone so that no one can open your mobile

UPI PIN Creation Services Timing

  • As banking is extremely crucial in day to day life, Surat People Co-operative Bank UPI services can be used on all days, including Saturday and Sunday
  • Main benefit of Surat People Co-operative Bank BHIM is that you can use it at night as well
  • For your convenience, Surat People Co-operative Bank UPI facility is available even on bank holidays and public holidays
  • Surat People Co-operative Bank BHIM services are available throughout the year

Eligibility for using UPI PIN Creation Service

In order to use Surat People Co-operative Bank UPI PIN generation service you must meet the following requirements:

  • A savings or current account with Surat People Co-operative Bank
  • Mobile number should be registered with Surat People Co-operative Bank
  • ATM/Debit Card associated with your SPCBL account
  • Android or iPhone mobile phone
  • Internet connection either via SIM card or WiFi

Create UPI PIN Service limitations

Following are the restrictions in Surat People Co-operative Bank generate UPI PIN service:

  • Your mobile number must be registered with Surat People Co-operative Bank
  • It requires an active Surat People Co-operative Bank atm/debit card
  • It requires Android or iPhone mobile phone
  • It will not work without internet connection
  • Transfer upto Rs. 1,00,000 per day per SPCBL account are allowed under UPI facility

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